Terms and conditions

These Terms and Conditions are applicable to your use and access of the https://paynovus.com (hereinafter “Paynovus website”).

Between the user and the respective performance supplier, the Company solely acts as a mediator. The company provides the website as a platform between users and suppliers. For the legal relationship between the user and the supplier and the legal terms and conditions of the ordered performance supplier, which can be provided on demand, are effective.


These Terms & Conditions are a binding agreement between you and the Company Privacy Policy is a part of these Terms & Conditions.


1. Prohibition:

Access or any use to the website by anyone under the age of 18 is prohibited. If you are under 18, do not use or provide any information on the website or on or through any of its features, register on the website, use any of the interactive or public comment features on the website, or provide any information about yourself to us.


2. Acceptance of Terms & Conditions:

You accept and agree to the changes if you continued use of the website following the posting of revised Terms & Conditions. You have to check this page periodically, so you are aware of any changes, as they are binding on you.

We kindly ask you to read attentively. Conscientiously, and correctly these Terms & Conditions to understand this Agreement.

By using our website, you provide your consent that you accept and agree to be bound and abode by these Terms & Conditions. If you do not agree to be bound by these Terms & Conditions, you must quit using the website and its features urgently.


3. Changes to the Terms & Conditions:

Paynovus reserves the right to amend these Terms & Conditions at any time by posting a revised version on our website. The revised version will be effective at the time it is posted. In addition, if the revised version includes a substantial change, we will provide you with thirty (30) days prior notice by posting notice of the change on the website.

4. Third Party Links:

There are some third party links on the website. Paynovus is not responsible for the terms of use or content of such third-party websites. We encourage you to be aware when you leave the website and to read the terms of use of each and every website.


5. Service Description:

Fundamental features of the Paynovus services. Paynovus is not a financial institution nor a subsidiary of any financial institution both online and offline. We are an independent E-currency Exchange Service Provider.


6. Payment

The payment methods are limited as to what is mentioned and stipulated on the website and its features. The use is only entitled to the right to offset when his counterclaim has been legally decided or is undisputed. The user can only exercise a right of retention when his counterclaim on the same contractual relationship.


7. Order

The offers on the website are not legally bound offers, but a non-committal request to submit such a bound offer to enter into a mediation contract. The user gives, by submitting his order, a committal bid on entering a mediation contract, which becomes valid, if the Company accepts it. Due to the order of the user and the concerning acceptance by Company, as the case may be by the particular supplier, there can be accomplished two contracts – a mediation contract with Company – the mediated contract with the supplier. The contract of the mediation of orders is accomplished by the following, the bid of the user happens as described below. The mediated contract with Company is accomplished either by individual verification or at the latest by sending or fulfilling of the service. The supplier is informed by Company about the user’s bid. The supplier takes the wanted service in corresponding amounts irreparable out of the system. By this booking, the contract between the supplier and the user is accomplished. The supplier manifests his acceptance to the user by sending the ordered assistance.


8. Prices/ Exchange Fees:

All indicated prices are final prices. Fees and charges are subject to change without prior notice. The service fee rates are appointed by Paynovus for each pair of Base e-currency and quote currency. The administrator is not allowed to change the exchange fees/service charge once the order is submitted.


9. User requirement:

The user has to fulfill certain requirements depending on the products and services in order to be able to use the services of the Company. These requirements usually consist of creating a registered account on the website or platform.

Restrictions. The user may not:

  • Modify, reproduce, create derivative works based upon, distribute, license, lease, sell, resell, transfer, publish, transmit, stream, broadcast, or otherwise exploit the website.
  • Decompile, reverse engineer, alter, or disassemble the website and its features
  • Link to, mirror, or frame any portion of the website
  • Attempt to gain unauthorized access to or impair any aspect of the website
  • Assign or transfer your account to any other person or entity
  • Use the website to cause annoyance, nuisance, inconvenience, or property damage
  • Use the website and its products and services for unlawful purposes.


Responsibilities. The user:

  • May use the website for only lawful purpose,
  • Is liable for content and information he/she published on the website,
  • Agrees not to provide content that is considered as violent, unlawful, pornographic, or otherwise offensive,
  • Is responsible for the security of his/her account
  • Uses the website at his/her own risk and liability.

10. Risks for the User Regarding the Services:

The company takes all possible precautions in order to keep the user’s account information confidential and to avoid spying by the third party. The user is obliged to enhance the security by means of encrypted data transmission and changes of password after service provision. The company is not an operator of virtual goods and therefore does not take responsibility for circumstances that lie beyond its sphere, especially regarding the accessibility or operation of the particular virtual goods after service provision by Company. The use of services by Company can lead to the closing of the user’s account by the operator of the virtual goods or similar measures. In these cases, Company does not take any liability.


11. Paynovus Exchange Rules:

You agree that all information, communications, materials coming from Paynovus Exchanger – Buy, Sell, and Exchange E-Currencies are unsolicited and must be kept private, confidential, and protected from any disclosure. Moreover, the information, communications, and materials contained herein are not to be regarded as an offer, nor a solicitation for investments in any jurisdiction which deems non-public offers or solicitations unlawful, nor to any person to whom it will be unlawful to make such offer or solicitation.

All the data giving by a member to Paynovus Exchanger – Buy, Sell, and Exchange E-Currencies will be only privately used and not disclosed to any third parties. Paynovus Exchanger – Buy, Sell, and Exchange E-Currencies is not responsible or liable for any loss of data.

You agree to hold all principals and members harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. You agree that all information, communications and materials you will find on this site are intended to be regarded as an informational and educational matter and not an investment advice.

We reserve the right to change the rules, commissions, and rates of the program at any time and at our sole discretion without notice, especially in order to respect the integrity and security of the members’ interests. You agree that it is your sole responsibility to review the current terms.

Paynovus – Buy, Sell, Exchange E-Currencies is not responsible or liable for any damages, losses, and costs resulting from any violation of the conditions and terms and/or use of our website by a member. You guarantee to Paynovus Exchanger – Buy, Sell, Exchange E-Currencies that you will not use this site in any illegal way and you agree to respect your local, national, and international laws.

Don’t post bad vote on Public Forums, Review Sites, and Ratings Sites without contacting the administrator of our program first. Maybe there was a technical problem with your transaction, so please always clear the thing with the administrator.

You also agree that you have read the Paynovus Exchanger FAQ page and are aware of all the questions before contacting Paynovus Support. All the questions and answers in the FAQ section has the same power as the Paynovus Exchange rules on this page.

We will not tolerate SPAM or any type of UCE in this program. SPAM violators will be immediately and permanently removed from the program.

Paynovus Exchanger – Buy, Sell, Exchange E-Currencies reserves the right to accept or decline any member for membership without explanation.

If you do not agree with the above disclaimer, please do not go any further.


12. Scope of Services and Service Reservations:

Company generates the services that are agreed upon via contract according to the current status of the virtual goods concerned. Especially in cases of the changes of the virtual goods by the operator. Company reserves the right to render the services divergent from the information on the website, as long as the basic service content is not affected by this. By means of service provision, Company transmits only such rights of the game operator. Company is authorized to withdraw from the contract as far as it does not receive the object of services despite previous conclusion of a contract. Company will immediately inform the user regarding the failure of the delivery to us from our suppliers and will refund the already received promptly without delay in case of the user’s withdrawal from the contract.


13. Service Time and Default:

The rendering of services takes place after the payment has been received on the account of Company. The delivery deadline is to be gathered from the article description. The user is authorized to withdraw from the purchase if the rendering of services is not possible due to extraordinary situations. In case of a failure to comply with the delivery deadline for other reasons, the user is further authorized to set an adequate grace period in writing under penalty of refusal and to withdraw from the contract after the unsuccessful expiration of the contractual services or delivery. Company reserves the right to partial performance of this option seems beneficial for a speedy processing and is reasonable for the user.


14. Receipt of Services:

The modalities for services and receipt of services by the user are adjusted to the respective circumstances of the virtual goods and are to be taken from the article description. For the provision of virtual goods, acts of cooperation by means of the contract partner might be necessary, especially regarding a virtual manner of goods, acts of cooperation by means of the contract partner might be necessary, especially regarding a virtual manner of acceptance in such a way that one of each contract party’s characters meet in the virtual goods in order to exchange the virtual goods. In such a case, Company will suggest date, time, and location of the meeting to the user and take the user’s wishes into consideration as far as possible.


15. Limitation of Liability:

The liability of Company for contractual breaches of duty as well as offense is limited to criminal intent and criminal neglect. This does not apply for injuries of life, body, or health of the user or claims regarding breach of cardinal obligations or compensation for damage caused by delay. In the aforementioned respect, Company is liable for any degree of fault. In no event, the Company will be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, including lost profits, lost data, personal injury, or property damage related to, in connection with, or otherwise resulting from any use of the website. Company shall not be liable for any damages, liability, or losses arising out of user use of the website and/or illegal use of the website of any user.

These Terms & Conditions do not aim to limit liability or restrict your rights as a user that can not be shortened by Applicable Law.

16. Guarantee:

The guarantee takes place according to the legal provisions. Should one clause of this agreement become partially or completely ineffective or loses its validity later on, the validity of the remaining regulations remains unaffected. In place of the effective regulation the legal specifications apply.


17. Disclaimer:

The website is provided “as is” and “as available”. We disclaim all warranties and obligation not expressed in these Terms & Conditions. We do not guarantee that website will be uninterrupted or without errors. You agree risk arising out of your use of the services, any risk arising out of your use of the website, and any service or goods requested in connection therewith, remains solely with you, to the maximum extent permitted under applicable law.


18. Indemnity:

You agree to indemnify and hold the Company harmless from any and all claims, demands, losses, liabilities, and expenses including attorney’s fees, arising out of or in connection with your use of the website or services obtained through your use of the website; your breach or violation of any of these Terms & Conditions; and your violation of the rights of other users.


19. Intellectual property:

The website and entire contents, features, and functionality are owned by the Company and is considered as the Company’s intellectual property. Company’s intellectual property is protected by international copyright, trade secret, and other intellectual property or proprietary rights laws.

You must not distribute. Modify, copy, reproduce, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website.

Any use of the content of the website not permitted in written form by these Terms & Conditions is a breach of these Terms & Conditions and may violate copyright, trademark, patent, and other laws.

**As a legal entity, we are bound to follow anti-money laundering regulations. We may freeze your accounts and seize your funds if you provide us false information and if we suspect illegal activity such as money laundering, terrorist financing, or writing bad checks. In that case, no refund will be possible and your information will be sent to legal authority. **