# PayNovus

PayNovus is a financial services company offering secure, adaptable payment solutions for businesses and individuals. Operating under EU regulation, PayNovus provides a full suite of payment infrastructure services.

## Main Pages - https://paynovus.com/ — Homepage - https://paynovus.com/about-us — About PayNovus - https://paynovus.com/contact-us — Contact - https://paynovus.com/faq — Frequently Asked Questions

## Products & Services - https://paynovus.com/personal-account — Personal accounts for individuals - https://paynovus.com/business-account — Business accounts - https://paynovus.com/payment-as-a-service — Payment as a Service (PaaS) - https://paynovus.com/merchant-services — Merchant Services - https://paynovus.com/payment-facilitator-solutions — Payment Facilitator Solutions - https://paynovus.com/payment-gateway — Payment Gateway - https://paynovus.com/physical-virtual-cards — Physical and Virtual Cards - https://paynovus.com/bin-sponsorship — BIN Sponsorship - https://paynovus.com/card-programs — Card Programs - https://paynovus.com/payment-service-providers — Payment Service Providers - https://paynovus.com/google-wallet — Google Wallet integration - https://paynovus.com/swift-payments — SWIFT Payments

## Partners - https://paynovus.com/become-a-partner — Partner programme - https://paynovus.com/referral — Referral programme - https://paynovus.com/payment-service-providers — PSP solutions

## Resources - https://paynovus.com/blog — Blog  - https://paynovus.com/economic-calendar — Economic Calendar - https://paynovus.com/exchange-rates — Exchange Rates - https://paynovus.com/shopify — Shopify Merchants

## Featured Articles
- https://paynovus.com/blog/payment-gateways-europe — Payment Gateways Explained: How They Work and How to Choose the Right One in Europe (covers PSD2/SCA, SEPA Instant, payment gateway vs processor vs payment facilitator, EU licensing, and high-risk merchant requirements)

## Legal - https://paynovus.com/privacy-policy — Privacy Policy - https://paynovus.com/terms-of-service — Terms of Service - https://paynovus.com/cookie-policy — Cookie Policy